For many individuals struggling with addiction, the cost of treatment can feel like a major barrier. While the idea of getting professional help is overwhelming enough, concerns about affordability often prevent people from seeking care. However, there are many low-cost and free treatment options available in Ohio for those in need.
By understanding the resources available and how to navigate insurance coverage, individuals can access affordable substance abuse treatment without sacrificing quality care.
Does Insurance Cover Substance Abuse Treatment?
One of the most common concerns about treatment is whether health insurance will cover rehab services. Under the Affordable Care Act (ACA), substance use disorder treatment is considered an essential health benefit, meaning that most insurance plans, including Medicaid and private insurance, cover rehab services.
Medicaid Coverage for Substance Abuse Treatment
Ohio’s Medicaid program covers a variety of addiction treatment services, including:
- Inpatient and residential treatment programs
- Outpatient programs, including IOP and PHP
- Medication-assisted treatment (MAT)
- Behavioral therapy and counseling
- Detoxification services
Medicaid is one of the most accessible options for those who meet income requirements and need financial assistance for rehab.
Private Insurance and Employer-Sponsored Plans
For those with private insurance, coverage depends on the specific policy. Many employer-sponsored and individual health plans cover:
- Detox and withdrawal management
- Partial hospitalization programs (PHP) and intensive outpatient programs (IOP)
- Medication-assisted treatment
- Dual diagnosis treatment for co-occurring mental health conditions
Individuals can verify coverage by contacting their insurance provider or working with a treatment center’s admissions team to confirm benefits.
Free and Low-Cost Treatment Options in Ohio
For those without insurance or who need additional financial support, Ohio offers several state-funded and nonprofit addiction treatment programs that provide care at little to no cost.
State-Funded Rehab Centers
Ohio provides funding to publicly funded rehab facilities, which offer low-cost or free treatment services for individuals who qualify. These centers often provide:
- Residential and outpatient treatment
- Detox services
- Peer support programs
To find a state-funded treatment center, individuals can visit the Ohio Department of Mental Health and Addiction Services (OhioMHAS) website.
Sliding Scale Payment Plans
Many rehab facilities offer sliding scale payment options, meaning that the cost of treatment is based on an individual’s income and financial situation. This allows those with limited resources to access care without the burden of high costs.
Nonprofit and Faith-Based Programs
Several nonprofit organizations in Ohio provide free or low-cost addiction treatment services, including:
- Salvation Army Adult Rehabilitation Centers
- Local faith-based recovery programs
- Community health organizations offering addiction treatment
These programs often combine counseling, peer support, and life skills training to support long-term recovery.
Accessing Financial Assistance for Rehab
For individuals struggling with the financial burden of treatment, there are several options for financial assistance:
- Ohio Medicaid Expansion – Those who meet income qualifications can apply for Medicaid to receive free or low-cost addiction treatment.
- Payment Assistance Programs – Some treatment centers offer scholarships, grants, or flexible payment plans to make rehab more affordable.
- Nonprofit Grants and Scholarships – Organizations such as SAMHSA (Substance Abuse and Mental Health Services Administration) offer funding for individuals who need treatment but cannot afford it.
Seeking financial assistance may feel overwhelming, but many treatment centers have financial coordinators who can help navigate payment options and determine the best path forward.
How Ohio Recovery Centers Makes Treatment Accessible
At Ohio Recovery Centers, we believe that financial barriers should not prevent anyone from receiving the help they need. That’s why we offer:
- Medicaid and private insurance acceptance for a wide range of treatment services
- Flexible payment options for those without insurance
- Sliding scale payment plans based on financial need
- Personalized support to help verify insurance benefits and financial assistance eligibility
Our goal is to provide high-quality, evidence-based care to individuals in Ohio, regardless of financial circumstances.
Start Your Recovery Journey Today
If you or a loved one needs affordable substance abuse treatment, Ohio Recovery Centers can help you find the right resources. From Medicaid-covered treatment options to sliding-scale programs, we work with individuals to ensure that cost is not a barrier to recovery.
To learn more about your options and get started, contact Ohio Recovery Centers today. Our team is here to guide you through insurance verification, financial assistance, and treatment planning to make recovery accessible to all.

Ben Lemmon, LCDCIII
Reviewed on 02/18/2025